<?xml version="1.0" encoding="utf-8"?>
<feed xmlns="http://www.w3.org/2005/Atom">
<title>Credit Union Index</title>
<link href="https://creditunionindex.com/"/>
<link rel="self" href="https://creditunionindex.com/feed.xml"/>
<id>https://creditunionindex.com/</id>
<updated>2026-11-13T12:00:00Z</updated>
<author><name>Credit Union Index</name></author>
<entry><title>Update your ad checklist: NCUA statement rule ends</title><link href="https://creditunionindex.com/marketing/update-ad-checklist-ncua-statement-rule-ends/"/><id>https://creditunionindex.com/marketing/update-ad-checklist-ncua-statement-rule-ends/</id><updated>2026-11-13T12:00:00Z</updated><summary>NCUA removed the rule that every ad must carry its official advertising statement. The official sign rule and the accuracy rule stay. Here is what to change.</summary></entry>
<entry><title>Trace your last 300 applications before you buy more ads</title><link href="https://creditunionindex.com/marketing/trace-your-last-300-online-applications/"/><id>https://creditunionindex.com/marketing/trace-your-last-300-online-applications/</id><updated>2026-11-13T12:00:00Z</updated><summary>Before you raise the ad budget, follow your last 300 online applications to the end. Count how many were finished, approved and funded.</summary></entry>
<entry><title>Sort loan application papers with AI, as a bank does</title><link href="https://creditunionindex.com/ai-at-work/sort-loan-application-papers-with-ai/"/><id>https://creditunionindex.com/ai-at-work/sort-loan-application-papers-with-ai/</id><updated>2026-11-13T12:00:00Z</updated><summary>Northern Trust reports that an AI agent cut the time to prepare a new client&#x27;s records by 83%. A credit union can use the same pattern for the papers in a loan file.</summary></entry>
<entry><title>Score how AI assistants rank your credit union</title><link href="https://creditunionindex.com/marketing/score-how-ai-assistants-rank-your-credit-union/"/><id>https://creditunionindex.com/marketing/score-how-ai-assistants-rank-your-credit-union/</id><updated>2026-11-13T12:00:00Z</updated><summary>A car dealer scored all 349 stores of his brand on how AI assistants answer about them. A credit union can score itself and five local competitors by hand.</summary></entry>
<entry><title>Regulators extend comments on vendor risk guidance</title><link href="https://creditunionindex.com/news/regulators-extend-comments-on-vendor-risk-guidance/"/><id>https://creditunionindex.com/news/regulators-extend-comments-on-vendor-risk-guidance/</id><updated>2026-11-13T12:00:00Z</updated><summary>NCUA and three bank regulators moved the comment deadline on proposed third-party risk guidance to Dec 16, 2026. The guidance covers insured credit unions.</summary></entry>
<entry><title>Rank your AI uses in four levels, as bank examiners do</title><link href="https://creditunionindex.com/ai-at-work/rank-your-ai-uses-in-four-levels/"/><id>https://creditunionindex.com/ai-at-work/rank-your-ai-uses-in-four-levels/</id><updated>2026-11-13T12:00:00Z</updated><summary>A bank regulator published how its examiners review AI. They rank each AI use by what can go wrong. A credit union can make the same one-page list for its board and its examiner.</summary></entry>
<entry><title>NCUA sets a public hearing on its next budget</title><link href="https://creditunionindex.com/news/ncua-sets-public-hearing-on-its-next-budget/"/><id>https://creditunionindex.com/news/ncua-sets-public-hearing-on-its-next-budget/</id><updated>2026-11-13T12:00:00Z</updated><summary>NCUA will hold a public hearing on its staff draft budget for 2027 and 2028 on Nov 17, 2026. Written comments are due Nov 30, 2026.</summary></entry>
<entry><title>NCUA ends the advertising statement rule for ads</title><link href="https://creditunionindex.com/news/ncua-ends-advertising-statement-rule/"/><id>https://creditunionindex.com/news/ncua-ends-advertising-statement-rule/</id><updated>2026-11-13T12:00:00Z</updated><summary>NCUA announced four final rules on Nov 13, 2026. One removes the rule that ads must carry the official NCUA advertising statement.</summary></entry>
<entry><title>Inflation ran above forecasts before the next Fed meeting</title><link href="https://creditunionindex.com/news/inflation-above-forecasts-before-next-fed-meeting/"/><id>https://creditunionindex.com/news/inflation-above-forecasts-before-next-fed-meeting/</id><updated>2026-11-13T12:00:00Z</updated><summary>Consumer prices rose 0.4% in October, more than forecast. Markets expect the Federal Reserve to raise its rate on Dec 9, 2026.</summary></entry>
<entry><title>Home equity hits a record, and borrowers switch lenders</title><link href="https://creditunionindex.com/news/home-equity-record-and-borrowers-switch-lenders/"/><id>https://creditunionindex.com/news/home-equity-record-and-borrowers-switch-lenders/</id><updated>2026-11-13T12:00:00Z</updated><summary>Mortgage holders held a record $17.5 trillion in home equity in the third quarter. Servicers kept only 26% of the borrowers who refinanced to take cash out.</summary></entry>
<entry><title>Google&#x27;s update: record applications and funded accounts</title><link href="https://creditunionindex.com/marketing/google-core-update-record-funded-accounts/"/><id>https://creditunionindex.com/marketing/google-core-update-record-funded-accounts/</id><updated>2026-11-13T12:00:00Z</updated><summary>Google started a core update and added a new AI model to Search. Record your online applications and funded accounts now, and compare them when the rollout ends.</summary></entry>
<entry><title>Check if your credit union can claim its ChatGPT profile</title><link href="https://creditunionindex.com/marketing/claim-your-credit-union-chatgpt-profile/"/><id>https://creditunionindex.com/marketing/claim-your-credit-union-chatgpt-profile/</id><updated>2026-11-13T12:00:00Z</updated><summary>OpenAI opened a free tool for claiming a business profile in ChatGPT. Search for your credit union this week, and claim the profile with an account you control.</summary></entry>
<entry><title>Check if staff built AI apps that hold member data</title><link href="https://creditunionindex.com/ai-at-work/check-staff-built-ai-apps-with-member-data/"/><id>https://creditunionindex.com/ai-at-work/check-staff-built-ai-apps-with-member-data/</id><updated>2026-11-13T12:00:00Z</updated><summary>A security firm found 35,578 apps made with one AI app builder open to anyone with the link. Check this week whether your staff built an app with member data in it.</summary></entry>
<entry><title>Check ad copy against your compliance checklist with AI</title><link href="https://creditunionindex.com/ai-at-work/check-ad-copy-against-your-compliance-checklist-with-ai/"/><id>https://creditunionindex.com/ai-at-work/check-ad-copy-against-your-compliance-checklist-with-ai/</id><updated>2026-11-13T12:00:00Z</updated><summary>The legal team at Fujifilm Biotechnologies built an AI agent that checks contracts against written standards. A credit union can use the same method on ad copy before compliance review.</summary></entry>
<entry><title>Add AI to loan processing one step at a time</title><link href="https://creditunionindex.com/ai-at-work/add-ai-to-loan-processing-one-step-at-a-time/"/><id>https://creditunionindex.com/ai-at-work/add-ai-to-loan-processing-one-step-at-a-time/</id><updated>2026-11-13T12:00:00Z</updated><summary>Pennymac says AI agents now do about 40% of its back-office loan work, and each agent started with a person reviewing every action. Here is how a credit union can prepare.</summary></entry>
</feed>
